NO INCOME VERIFICATION LOAN PROGRAMS
Our No Income Verification loan programs are made for real estate investments. This type of program is a great alternative to Hard Money loans, which have higher interest rates. Call us today for a pre-approval.
What is a No-Income Verification Loan?
A No-Income Verification loan doesn't require a borrower to provide documentation of income. These loans are also known as no-doc and stated income mortgages. This a solution to investors who do not qualify for a traditional mortgage because of either unstable or undocumented income.
Loan Highlights:
- Up to 80% LTV
- Interest Only max LTV 75%
- Minimum FICO 620
- No Income or Employment details required
- No reserves required
- No leases required
- No DTI ratio
- No DSCR requirements, no cash flow property ok
- Properties accepted: SFR, Multi-Family, Condo, Commercial, Mixed Use
- Must own primary residence
- Foreign national eligible
- Fast closing